Redeeming your AdSense Earnings into GCash

Today is a great time to start something online. It can be an e-commerce site, a Facebook page, a WordPress blog, or a Youtube channel, or a Tiktok account. There are a lot of options bored, quarantined humans can consume at home, but for online creators though, there are also a lot of opportunities for earning via creating content.

AdSense is one of those great ways to earn using ads in your online properties. Mostly, AdSense is used for websites, mainly blogs — but you can also earn via AdSense on Youtube, among other revenue sources.

How do I monetize my site using AdSense?

Basically, you will be allotting spaces on your site page to put some ads in. When a visitor clicks on them, then you would get a revenue share of the ad itself. This is best put to use when you have a decent amount of traffic, as more people visiting also means more people clicking on your ads.

This setup would be better suited for sites that have a lot of visits per month. Even 10000 visits per month would result in revenue.

How do I sign up with AdSense?

It’s easy, you just need to sign up on the Adsense site with your Google account, add your phone number and address, and connect your site to Adsense by using a tracking code or plugin.

How do I add AdSense to my site?

Once you’ve signed up, you need to get your AdSense code added to all of the <head> tags on your site.

How do I add AdSense to my WordPress blog?

Once you’ve signed up, instead of adding your Adsense code in all of your <head> tags, you can also install the Site Kit plugin to be able to link to your Google account with Adsense. It will be adding the tracking code automatically for you.

Another good thing about adding Site Kit is that you will be able to see some statistics on your site, depending on the traffic it gets. I also check the Analytics section to be able to see how I can best optimize the traffic my blog gets.

How do I add some ads to my site?

You can either do it manually by creating ad units, or by having Google add it automatically via Auto Ads.

Ad units are simply different types of ads depending on the content or layout your site has. It can be display ads, in-feed ads, in-article ads, or matched content. As for Auto Ads, you can have Google set it as it uses machine learning optimization to figure out the best type of ads to cater to your website.

AdSense ad units

For AMP (Accelerated Mobile Pages) Auto Ads, you would also need to add some tracking code to your AMP pages. But you can also install an AMP plugin to be able to do that automatically.

How do I use AdSense to monetize my Youtube Channel?

Creating Youtube videos is also one of the best ways to earn passive income, as video consumption is really a popular pastime for all Internet users. And to start a vlog, you can even use your phone as phones nowadays have really good cameras.

How do I generate revenue from monetization on Youtube?

There are four conditions to follow to be able to monetize:

  1. You have an AdSense account.
  2. You need 1000 subscribers in your channel.
  3. You need to compile 4000 watch hours within a year.
  4. You need to comply with Youtube’s policies.

If someone with a Youtube Premium account watched your video, a portion of the monthly subscription goes to you.

What types of ads can I display once I’m eligible for revenue on Youtube?

You can use display ads, overlay ads, video ads, and sponsored cards, among others. Typically vloggers use video ads because more people watch Youtube via mobile.

Getting my Adsense earnings using GCash

Getting your payouts are pretty easy but keep note that payouts have usually a one-month lead time. Meaning, anything you earn this month you only get the next month.

How can I receive an Adsense payout using GCash?

Of all of the payment methods I mentioned above, three of those can be transferred to GCash via Bank Transfer, Western Union, and wire transfer. The bank and wire transfers need a bank account to be accomplished.

If you have an existing bank account, you can use that bank account as the target of your wire transfer or bank transfer, and then you can utilize Instapay sending (interbank sending) to transfer funds to your GCash account.

Since BPI, UnionBank, Maybank, and CIMB have direct integrations to GCash (either direct cash-in or via GSave) and would allow you to cash in or transfer without fees, I’ve summarized their respective SWIFT codes:

  • BPI – BOPIPHMM
  • UnionBank – UBPHPHMM
  • Maybank – MBBEPHMM
  • CIMB (GSave) – CIPHPHMM

These SWIFT codes allow you to wire transfer from any bank abroad to your bank in the Philippines. Wire transfers generally ask for the SWIFT code, your account number, and your account name. Take note that wire transfers are not free, as they have fees associated with them.

If you don’t have a bank account, I would suggest either opening a GSave account from any of the partners in GSave Marketplace or creating a UnionBank savings account as you don’t need to go to the actual bank to do these, as long as you have a valid ID. Then once you have your GSave or UB account, you can easily do a cash-in into GCash.

For Western Union recipients, you can have it remitted straight to your GCash account as well due to the existing WU integration. Take note that there is a USD 500 limit per transfer so your payments may be separated into different MTCNs if you are receiving greater than USD 500.

Other Questions

For AdSense, are there prerequisites before being able to get earnings?

You will need to verify your address first by having your PIN sent to you. Take note that verifying your address can take weeks to months, especially as we are in quarantine. For the Philippines, the PIN usually originates from Singapore and is sent by airmail. You can call your local PhlPost and follow up if needed.

Also, as a threshold, you need to earn at least USD 100 to be able to get your payout.

When are the payouts done?

For Youtube earnings, you will be getting your payout between the 10th and the 14th of the following month. As for general AdSense payouts, you will get them between the 21st and the 26th of the following month.

What are some payment methods available for AdSense?

Speaking from my experience, there are four ways you can get paid:

  1. Via Bank Transfer – the amount will be deposited directly to your bank account and usually remits within 7 days
  2. Via Western Union – they will be providing you the MTCN (Money Transfer Control Number)
  3. Via Wire Transfer – the amount will also be deposited directly to your bank account, but this is a bank-to-bank transfer and can take as long as 15 days to finish
  4. Via Check Payment – the check will be mailed to an address you set

Are there any issues with Adsense bank payouts?

Lately, I’ve had issues with UnionBank as they’re becoming stricter in getting more KYC info for digital bank accounts. For example, if they notice you’ve been receiving remittances from Adsense, they will be asking for BIR and other business-related documents from you.

If you are doing blogging or any content creation part-time, either go with other banks in the meantime or go through the registration with BIR, applying for additional income sources.

Summary

Today I talked about how you can receive your AdSense earnings in your GCash account. This applies to blogs as well as Youtube channels. Once set up, you can get your payouts either by using bank transfer then Instapay send to GCash, or by direct remittance from Western Union to GCash.

If you are interested in similar topics, you can also take a look at these:

If you’d like to learn more about GCash, I created a how-to on the basics of GCash.

Here is a list of links if you’re interested in the main GCash features:

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