Making GCash relatable to the ordinary Filipino
It’s easy to accumulate debt, but any debt can reasonably be managed. Mastery of debt can also allow you to leverage it to create wealth. We’ve probably all got into debt at some point in our lives. Even as children, we’ve tried borrowing money from friends to buy something we wanted. Since childhood, we’ve also … Read more
I am a top 1% GCash user and will share what it looks like. I know this because GCash also sends out your yearly stats at the end of the year, which is similar to what Spotify does. It’s called the GCash Flashback. It shows a summary of all the transactions you made the previous … Read more
It’s simple to understand but hard to implement and maintain. An emergency fund is one of the best-kept secrets of financially literate people. I feel it is one of the hallmarks of someone who is not intimidated by money and is not controlled by it. Unfortunately, having an emergency fund is already a luxury for … Read more
This post describes registering your business name as a sole proprietor in DTI and then paying for it using GCash. There are multiple benefits to setting up your own business in the Philippines. Being a legitimate business provides a bigger market as people will see that you made an effort to become duly registered. You … Read more
This is an answer to “what do you do?” but in long form. I am an employee of GCash. My official job title is “Business Process Analyst” but my informal title is “Partner Integrations Tech Lead”. Here is a post explaining what I do in the company. My Job Description Partner Integrations mainly involve working with … Read more
This post describes how to easily pay your SSS Employer PRNs using the UnionBank app. Paying for SSS Member PRNs is easy as you can typically pay these from inside the GCash app. You just first need to generate the PRN from the member SSS website and then pay them via Pay Bills in the … Read more
This post aims to describe the technical parts of a digital wallet app and to strip it down on a high level for easier understanding by a layperson. Working in GCash for several years, I have a grasp on how the app works on principle. Building a digital wallet seems simple in theory, but it … Read more
In its current implementation, the SIM Registration Law has failed. The SIM Registration Law was meant to combat a lot of SMS spam that was circulating in previous years. During its peak back then, I received multiple spam and phishing texts daily. Now, a year later, I still get spam. So what happened? The Pandemic … Read more
Variable Universal Life Insurance products are popular in the Philippines, but what are some caveats that we should consider before buying one? Last year a kumare offered me a VUL (variable universal life) insurance to invest in. She had hooked me with the term “insuravest” — buying insurance with a tandem investment tied to it. … Read more
We talk about some examples of easy, pain-free passive income investments in GCash in this post. Passive Income is an achievement many people strive for, including myself. In simple terms, passive income needs an investment of time or money to make money without actively maintaining it. Active income on the other hand needs you to … Read more