Receiving Remittances in GCash

Perhaps it is true that remittances are the lifeblood of our economy. Early this year, the total personal remittances from overseas Filipinos reached USD 2.9 billion. Additionally, every year the amount remitted by overseas Filipinos contributes a substantial part of our country’s GDP. This is also why Filipinos are also one of the main markets … Read more

Using GCash to Send Smart Padala (With Cheaper Fees)

There is a way to send your Smart Padala remittances without leaving home and with cheaper fees than normal. This is pretty useful especially nowadays when we are all advised not to go out of the house due to the quarantine. The prerequisites are: You need a GCash account. The money you are planning to … Read more

Cashing in Cebuana Lhuillier

Not all Filipino people have bank accounts. According to BSP, as of 2017 only 77% of all Filipinos remain unbanked. That’s a pretty high number. Cebuana Lhuillier has noticed this and has served this particular niche in a unique way. They provide some other financial services other than the typical pawnshop and pera padala, like … Read more

How to Cash-in from your Bank Account (and Unlock Higher Wallet Limits)

As we go towards Week 4 of the Community Quarantine, I’m getting some comments about creating a tutorial for people with bank accounts. As we all know, it’s currently a bit troublesome to go for over-the-counter cash-in options because of the different schedules for each location. So for many people, there is no choice but … Read more

Linking and Cashing-in from Paypal to GCash

Paypal is a boon especially for online sellers. You can receive any amount in any currency without opening a bank account for that currency in that country. Another advantage of Paypal is that you can link your bank account directly from Paypal. There are no account numbers or anything to remember, you can just send … Read more

All About Over-the-Counter Cash-ins (Palawan, Cebuana, Villarica, LBC, Robinson’s)

For some people, there is really a need for sending or receiving money via remittance outlets or pawnshops like Palawan Pawnshop, Cebuana, Tambunting and Villarica. It is the bread and butter of OFWs and for the majority of people who don’t have any bank accounts. And they don’t really have a proper alternative. But the … Read more

A Quick Review of the UnionBank app and Cashing in with GCash

The Unionbank app is currently the most progressive banking app in my opinion. Compared with other banking apps, in terms of user friendliness and number of features, no one beats this. This is also one of the few local banking apps that allow the opening of savings accounts within the app itself. The only other … Read more