Is a VUL Insurance Really Worth It?

Variable Universal Life Insurance products are popular in the Philippines, but what are some caveats that we should consider before buying one? Last year a kumare offered me a VUL (variable universal life) insurance to invest in. She had hooked me with the term “insuravest” — buying insurance with a tandem investment tied to it. … Read more

An Effortless Guide to Getting CTPL Insurance in GCash

CTPL Insurance stands for “Compulsory Third-Party Liability Insurance” and is used for protection in times of vehicular accidents. It covers bodily injury and death for third parties, meaning this doesn’t include the driver nor the passengers of the insured vehicle. This type of insurance is mandated by the Land Transportation Office (LTO) for all vehicle … Read more

Availing GInsure Bill Protect

Insurance is really something that’s overlooked these days. Usually, for the layperson, they don’t really see the usefulness of insurance unless they’ve met the insurable event (like a death in the family or critical illnesses, etc). I’ve talked before about how GInsure makes insurance easy as everything you need is already in the GCash app. … Read more

GInsure – The How’s and Why’s Explained

GInsure offers affordable insurance products within GCash and makes insurance accessible to all of its users. GCash now has a built-in insurance marketplace, the first of its kind in the Philippines. In its pursuit of being an all-around lifestyle app, just like Alipay, they’ve also delved into selling insurance products. This is quite timely since … Read more