Benefits per Verification Level

Here is the list of benefits available per verification level in the app. Currently, there isn’t any semi-verification status anymore; however, there may be some users who are still semi-verified.

It is recommended to become fully verified to be able to enjoy higher limits and other financial services within the app.

Wallet and Transaction Limits

This also covers most of the limits of all cash-in channels, including over-the-counter, machine, online, Paypal, Payoneer, and remittances.

Additionally, the outgoing limit also applies to GInvest and GInsure, as you are putting money into investments and/or insurance.

DetailBasicFully VerifiedFully Verified with
Linked Accounts
Fully Verified Minor (GCash Jr)
Wallet SizePhp 50,000Php 100,000Php 500,000Php 50,000
Daily Incoming LimitPhp 10,000N/AN/AN/A
Monthly Incoming LimitPhp 50,000Php 100,000Php 500,000Php 10,000
Daily Outgoing LimitPhp 5,000Php 100,000Php 100,000Php 10,000
Monthly Outgoing LimitPhp 100,000N/AN/AN/A
Yearly Outgoing LimitN/AN/AN/APhp 100,000

The linked accounts here pertain to BPI, UnionBank, and Payoneer accounts, with GSave and GInvest placements.

If you encounter GCash limit exceeded errors, you will need to wait for next month for your limits to reset, or you can use an alternate GCash account to transact.

Feature List

Semi-verified status has been phased out. There are only two verification statuses now — Basic and Fully Verified.

BasicFully Verified
Offline Cash-inAll Basic Features
Pay BillsSend Money
Buy LoadRequest Money
AMEX Virtual PayCash Out
Pay QRLinking a GCash Mastercard
Purchase GCash MastercardGSave
Online PaymentsTransact using GCash Mastercard
Book MoviesATM Withdrawals
GCash ForestSend to Bank (Instapay)
GlobeOne LinkingOnline Bank Cash-in
International Remittance
Paypal Cash-in
Payoneer Cash-in
GCash PO