Here is the list of benefits available per verification level in the app. Currently, there isn’t any semi-verification status anymore; however, there may be some users who are still semi-verified.
It is recommended to become fully verified to be able to enjoy higher limits and other financial services within the app.
Wallet and Transaction Limits
This also covers most of the limits of all cash-in channels, including over-the-counter, machine, online, Paypal, Payoneer, and remittances.
Additionally, the outgoing limit also applies to GInvest and GInsure, as you are putting money into investments and/or insurance.
| Detail | Basic | Fully Verified | Fully Verified with Linked Accounts | Fully Verified Minor (GCash Jr) |
|---|---|---|---|---|
| Wallet Size | Php 50,000 | Php 100,000 | Php 500,000 | Php 50,000 |
| Daily Incoming Limit | Php 10,000 | N/A | N/A | N/A |
| Monthly Incoming Limit | Php 50,000 | Php 100,000 | Php 500,000 | Php 10,000 |
| Daily Outgoing Limit | Php 5,000 | Php 100,000 | Php 100,000 | Php 10,000 |
| Monthly Outgoing Limit | Php 100,000 | N/A | N/A | N/A |
| Yearly Outgoing Limit | N/A | N/A | N/A | Php 100,000 |
The linked accounts here pertain to BPI, UnionBank, and Payoneer accounts, with GSave and GInvest placements.
If you encounter GCash limit exceeded errors, you will need to wait for next month for your limits to reset, or you can use an alternate GCash account to transact.
Feature List
Semi-verified status has been phased out. There are only two verification statuses now — Basic and Fully Verified.
| Basic | Fully Verified |
|---|---|
| Offline Cash-in | All Basic Features |
| Pay Bills | Send Money |
| Buy Load | Request Money |
| AMEX Virtual Pay | Cash Out |
| Pay QR | Linking a GCash Mastercard |
| Purchase GCash Mastercard | GSave |
| Online Payments | Transact using GCash Mastercard |
| Book Movies | ATM Withdrawals |
| GCash Forest | Send to Bank (Instapay) |
| GlobeOne Linking | Online Bank Cash-in |
| GCredit | |
| GInvest | |
| International Remittance | |
| Paypal Cash-in | |
| Payoneer Cash-in | |
| GInsure | |
| GLife | |
| GLoan | |
| GGives | |
| GCash PO | |
| KKB |