Making GCash relatable to the ordinary Filipino
Updates about the site and personal posts
It’s easy to accumulate debt, but any debt can reasonably be managed. Mastery of debt can also allow you to leverage it to create wealth. We’ve probably all got into debt at some point in our lives. Even as children, we’ve tried borrowing money from friends to buy something we wanted. Since childhood, we’ve also … Read more
I am a top 1% GCash user and will share what it looks like. I know this because GCash also sends out your yearly stats at the end of the year, which is similar to what Spotify does. It’s called the GCash Flashback. It shows a summary of all the transactions you made the previous … Read more
It’s simple to understand but hard to implement and maintain. An emergency fund is one of the best-kept secrets of financially literate people. I feel it is one of the hallmarks of someone who is not intimidated by money and is not controlled by it. Unfortunately, having an emergency fund is already a luxury for … Read more
This is an answer to “what do you do?” but in long form. I am an employee of GCash. My official job title is “Business Process Analyst” but my informal title is “Partner Integrations Tech Lead”. Here is a post explaining what I do in the company. My Job Description Partner Integrations mainly involve working with … Read more
This post aims to describe the technical parts of a digital wallet app and to strip it down on a high level for easier understanding by a layperson. Working in GCash for several years, I have a grasp on how the app works on principle. Building a digital wallet seems simple in theory, but it … Read more
In its current implementation, the SIM Registration Law has failed. The SIM Registration Law was meant to combat a lot of SMS spam that was circulating in previous years. During its peak back then, I received multiple spam and phishing texts daily. Now, a year later, I still get spam. So what happened? The Pandemic … Read more
Variable Universal Life Insurance products are popular in the Philippines, but what are some caveats that we should consider before buying one? Last year a kumare offered me a VUL (variable universal life) insurance to invest in. She had hooked me with the term “insuravest” — buying insurance with a tandem investment tied to it. … Read more
Let’s get things straight about GCash, as misconceptions and misinformation tend to spread far and wide. I usually read up on GCash-related groups on Facebook, and sometimes I read something about GCash that is downright not true, but a lot of people believe in it because there is no voice of reason otherwise. They may … Read more