KKB (formerly Split Bill) is one of the most unused features of GCash. I’m taking a guess you don’t even notice it in the GCash app. This post aims to change that and hopefully after you read this, you will be empowered to use this in some way.
KKB means “Kanyang kanyang bayad” which is just the Filipino word for “split bill / dutch treat”. So taking from the definition, we can glean that this can be used for asking payment from your companions when you have paid for something as a group.
Here is a bit of background information regarding Receive Money — Receive Money is used for asking a certain amount from the sender. Typical use is for children asking for an allowance from their parents, or a lender asking for the repayment of a loan from a borrower.
The difference from Send Money is you just need to set it in the app, and the app will be the one that will do the heavy lifting of reminding the sender since he will just need to confirm the request. KKB is similar to Receive Money but made easier for multiple people.
How does KKB work?
To start off, we need to find the KKB icon and click it.
Once we click on the icon, we will go to the main page of KKB. There are two tabs, one is Active, which means the request is in progress. The other is Completed, which means the request has been fulfilled.
In my screenshot, I already have an existing request, but we can always create a new one. A side note: there seems to be no way of deleting an existing one. So we just click on “New KKB Request”.
We then go to the Create KKB page. We can then input the needed information:
- KKB Name – how you would name the KKB
- Category – what type of KKB it is (I’ve included a screenshot)
- Due Date – when should the KKB expire
- Split Type – how you plan to split the payment (i.e., equal sharing, or itemized sharing)
- The due date is the expiration date of the request and the split type
We can then add the people included in the request, under Add People. You do not need to add yourself.
As a tip, we can also add groups and this can be especially useful when you need to split bills with the same people all the time.
If you selected the “Split by Item” type, you will then need to itemize what each member bought in the next page. Once you’ve inputted all your needed fields, you will then go to a confirm page. You just need to confirm it and GCash will now go and send the requests to the group you sent.
The created KKB is now on the main KKB page, under Active status.
How does it look like from the point of view of the recipient?
You will be receiving a reminder SMS and your KKB page will include the existing KKB group.
Once you go to your KKB page, you can then process and confirm payment, with a few clicks.
Does GCash also notify the initiator after the KKB is successfully paid?
From the POV of the initiator, he will also be receiving an SMS that the payment is complete.
Does KKB contribute to GScore? How about GCash Forest?
I have received a KKB Request from a number I do not recognize. What is this about?
Some scammers have gone to using KKB as their way of getting money from their victims. Unfortunately, the only thing the scammer needs is your mobile number to be able to initiate this fraud. If you’ve received a KKB request that you don’t know whom it came from, don’t reply and acknowledge payment.
We talked about how KKB is set up and how it’s used. It is a bit convoluted to use, and understandably not all will be able to set it up perfectly the first time. It also assumes that all of the KKB recipients are GCash users, which is not often the case. Take caution as some scammers may use this to get some money from you.
As a simpler workaround, you can always just tell your friends to send money to you. However, since you’re reading this now, you already know its merits and you can find a way to use it and collect receivables from your friends.
If you’d like to learn more about GCash, I created a how-to on the basics of GCash.
Here is a list of links if you’re interested in the main GCash features: